Finance Knowledge Center

Economic uncertainty has become a recurring theme in recent years. Rising interest rates, inflation, geopolitical tensions and changing tax regulations all affect personal finances. For expatriates and internationally oriented professionals living in the Netherlands, this uncertainty can feel even more complex due to unfamiliar rules and systems. Preparing your finances properly is therefore essential. In this blog, we explain how scenario planning, financial buffers and diversification can help you stay financially resilient within the Dutch financial system. 

For many internationals living in the Netherlands, a home is far more than a place to live. It is one of their most valuable financial assets. In recent years, rising property prices and limited housing supply have significantly increased home equity for both long-term residents and high-income residents. Yet many are not aware that this equity can be strategically leveraged to expand investment opportunities, increase liquidity, or optimise long-term wealth planning.

Money is never just a tool for payment. It shapes our future, our choices, and even the world we leave behind. In recent years, many investors have started asking a new question: what kind of impact does my money actually create? In our daily conversations with international clients living in the Netherlands, we notice that this shift can feel confusing at first. Sustainability here is not just a personal preference, it is increasingly part of how the financial system works. This blog explains what sustainable investing really means in the Dutch context and how it can fit into your personal financial plans in a clear and practical way.

Planning for your own financial future is important. Planning so that your children and grandchildren also benefit is a different challenge. For many international families living in the Netherlands there are useful opportunities. The Dutch system has clear rules for taxes, mortgages and inheritance. That clarity can help you build long term security, but only when you understand how the rules affect your personal situation. At Consilium Aureum International we guide clients through Dutch specifics and create plans that last for generations.